Your credit cards offer up to 50 interest-free days. Most people claim about 12. Best Card Today tells you which card wins right now — and sends it to your phone every morning on Telegram.
No bank logins. No credit card number. Just statement dates.
Wake up to a clear, single recommendation — no app to open.
Every Indian credit card gives you up to 50 interest-free days — but only if you time your purchases right. Most people with multiple cards have no idea which card is "in cycle" on any given day, so they default to the same card, or guess. That costs them weeks of free credit every month.
This isn't about cashback or reward points. It's about the 30–40 days of free float you're leaving on the table, every single month, without realising it.
Three inputs. One daily answer.
Enter each card's name, statement date, and due date. No card numbers. No bank login. Under a minute per card.
Message @userinfobot on Telegram, copy your chat ID, paste it in settings. Takes 90 seconds.
Every morning at 9 AM, a Telegram message: which card to use today, ranked by interest-free days, with billing alerts.
If you spend ₹50,000 a month on cards and consistently pick a card with 15 free days instead of the best card at 45 free days, you lose 30 days of float every single month. That's your money sitting on someone else's clock — compounding quietly, all year.
"The only credit card advice that doesn't need to know anything about your money."
One plan. Everything included.
No card required to start.
We calculate days until your next statement date, then add the grace period (statement to due date). The card with the most total interest-free days remaining is today's recommendation. Simple math, run fresh each morning.
Any Indian credit card with a monthly billing cycle — HDFC, ICICI, Axis, SBI, Kotak, IndusInd, Yes Bank, and others. If it has a statement date and a due date, we can work with it.
Telegram bots are instant, free, and don't require a business account or per-message fees. WhatsApp notifications are on the roadmap.
After 30 days, you can subscribe for ₹999/year (₹83/month). If you choose not to, your account pauses — no charges, no surprise bills. No card is required to start the trial.
We store only your card name, statement date, and due date. No card numbers. No CVV. No bank credentials. No transaction history. We cannot access your accounts even if we wanted to.